[ INDUSTRY INSIGHTS ]

Compliance, fraud and KYC analysis from the team building the infrastructure.

All AML KYC Identity Verification Money Laundering KYB

AML compliance program build order: an evidence file and checklist linked to nine numbered steps rising to a flag.

How to Build an AML Compliance Program: A Step-by-Step Guide

The build order for an AML compliance program: what to set up first, the evidence each element leaves for an examiner, and the rule behind it.

Nov 2026 · 12 min read

Illustration of a network of company records connected by lines to shared director icons, with a magnifying glass highlighting one hollow, dashed company outlined in amber and marked with a warning symbol.

Shell Company Examples: Real Cases and the KYB Checks That Expose Them

Seven shell company examples documented by Indian, US and UK regulators, prosecutors and courts, each with the KYB check that would have flagged it.

Oct 2026 · 16 min read

Illustration of a customer file card above a row of ten linked hexagons labelled Policy, Identify, Risk, V-CIP, CKYCR, Screen, Monitor, Update, Report and Retain. The third hexagon, Risk, is highlighted in amber with the label “Hand-off gap.”

RBI KYC Guidelines: A Step-by-Step Compliance Checklist for Banks and NBFCs

The ten steps of KYC compliance under RBI's 2025 entity-specific Directions, in the order a team works them, with the governing paragraph for banks and NBFCs.

Oct 2026 · 16 min read

Grid of 13 AML typology icons with one hexagon highlighted as a suspicious pattern.

AML Typologies: 13 Patterns, the Rules That Flag Them and Real Cases

Thirteen money laundering typologies, each mapped to the account pattern, the rule that flags it, the data the rule needs and a sourced case.

Oct 2026 · 18 min read

Network diagram of six shell companies in the UAE, Hong Kong and elsewhere, all linked to one shared VPN hub. $17bn.

A7 Network: How Sanctions Evasion Beat Name Screening

A7’s sub-agents moved more than $17 billion with no Russian customer in the payment chain. What the network looked like from inside a bank, and where it was still visible.

Oct 2026 · 15 min read

Vendor documents verified and approved in a seven-stage onboarding flow

Vendor Onboarding Process in India: Steps, Documents and Checklist

A stage-by-stage guide to onboarding vendors in India: what to verify on PAN, GSTIN, bank account and Udyam, who owns each check, and a usable checklist.

Oct 2026 · 14 min read

A network diagram illustrating mule-account detection

How to Detect a Mule Account: A Detection Playbook for Indian Banks and Fintechs

Detection logic built for card and wire markets assumes a dwell time India's rails do not provide. How mule accounts behave on UPI, IMPS and NEFT, and what to monitor instead.

Sep 2026 · 12 min read

Aadhaar Masking: What RBI-Regulated Entities Must Redact, and When

Most published guidance on Aadhaar masking cites a KYC framework that ceased to exist in November 2025. Here is the obligation as it now stands, traced to its statutory source.

Sep 2026 · 9 min read

Video KYC API: Building an RBI-Compliant V-CIP Integration in India

RBI's V-CIP rules decide the shape of a video KYC API integration. Which controls a vendor can carry, which must originate on the bank's own domain, and what that means for the build.

Sep 2026 · 20 min read

Transaction Monitoring in India: Rules, Reports, Red Flags

Transaction monitoring in India runs on the RBI KYC Master Direction and PMLA. The STR and CTR thresholds, the filing timelines, the process, and the red flags that actually apply.

Jun 2026 · 12 min read

CKYC in 2026: What the RBI Actually Wants and Why Your Current Setup Probably Falls Short

CKYC in 2026 looks nothing like the static PDF uploads of 2018. Here is what the RBI now expects and where most current bank setups quietly break down.

Jun 2026 · 10 min read

Non-Document Verification: A Practical Guide to Document-Free KYC in India

Non-document verification pulls verified identity from Aadhaar, PAN, or DigiLocker and matches it against a live biometric. How it works in India, what it actually requires.

Jun 2026 · 13 min read